Crossley & Davis
Accountants & Business Advisors
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Choosing the right accountant is one of the most important decisions you’ll make for your business or personal finances. Whether you’re self-employed, running a limited company, or just need help with tax returns, finding the right accountant in Bolton can save you time, money, and stress. This ultimate checklist will help you understand what to…
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Making Tax Digital (MTD) was introduced to modernise the UK tax system, reduce errors, and make tax reporting more efficient. While many small businesses are now aware of MTD, we still see the same mistakes cropping up time and time again. If you’re a sole trader, landlord, or limited company owner, here’s what small businesses…
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When people talk about having “good numbers” in their limited company, they often imagine perfection: flawless spreadsheets, constant growth, and never-ending cash in the bank. In reality, good numbers are not about perfection at all – they’re about clarity, control, and confidence. It’s Not About Perfection No business has perfect numbers every month. Income fluctuates,…
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Running a small business comes with plenty of challenges, and dealing with HMRC is usually high on the list. Most business owners aren’t doing anything wrong; they’re simply busy, stretched, or working with outdated systems that make mistakes more likely. Add in tighter government budgets and increased HMRC scrutiny, and the margin for error is…
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Cloud accounting has made life so much easier for small business owners. No more piles of receipts, no waiting to get back to the office to check your figures – you can see everything at a glance, from anywhere. But there’s one question we still hear all the time: “Is it actually safe to put…
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Running a small business can be tricky at the best of times — but when accounting errors creep in, they can come back to haunt you long after the books are closed. 👻 Here are some of the most common financial frights we see — and how to keep them from turning into a nightmare.…
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How Management Accounts Help Your Business Grow Running a business isn’t just about keeping on top of the numbers – it’s about understanding what those numbers mean and using them to make better decisions. That’s where management accounts come in. Unlike statutory accounts, which are prepared once a year for HMRC and Companies House, management…
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Running a business means wearing many hats – from sales and marketing to customer service and compliance. But one area that often causes the most headaches is payroll. Paying your employees accurately and on time is non-negotiable, but the process can be complicated, time-consuming, and stressful – especially with changing HMRC rules, pensions, and tax…
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When running a business, bookkeeping is often seen as a chore – something you “have to do” for HMRC. But in reality, good bookkeeping is the backbone of a successful business. Done properly, it can save you stress, money, and even help you make better business decisions. 1. Good bookkeeping = better decisions When your…
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Running a small business comes with many responsibilities – from managing cash flow to meeting tax deadlines. One area that can catch people out is HMRC penalties. These fines can add up quickly if you miss deadlines, make mistakes on returns, or fail to pay what’s due. Understanding how penalties work (and how to avoid…